| CreditMax manages its extensive portfolio of charged-off credit card and consumer receivables through a vital network of collection agencies. Utilizing its proprietary software, CreditMax is able to manage its debt portfolios at an account level on a daily basis. Specific targets are developed for each account based on account size, season and account location. Progressive liquidation rate reports are systemically generated daily. Every agency is interviewed by the Chairman of the Board and Chief Executive Officer as well as the President and Chief Operating Officer. Agencies partnered in the CreditMax network are offered consistent, dependable growth potential. Collector compensation within the network can reach into the mid $200,000 range. This highly respected, well-compensated team is made up of leading professionals in the collection industry who share our commitment to integrity. |